Capital Bank's branches have already become landmark buildings
in their communities. Our systems
are among the most sophisticated available to a financial institution.
Our business and consumer financial
products are consistent with our industry and the needs of the
local economy.
But without an experienced staff behind them,
a bank is bricks and mortar, equipment, and a rack full of bright-colored
folders. Capital Bank’s staff is unexcelled when it comes to its
knowledge of banking possibilities, alternatives, and regulations
and its dedication to integrity and personal service.
 |
David
J. Hanrahan, Sr.
President & Chief Executive Officer
David J. Hanrahan is the founding President and CEO of Capital Bank and also
serves on the bank’s Board or Directors. He was its first employee, hired by
Capital Bank’s Organizers in mid-2006.
Prior to becoming President and CEO of Capital Bank, he spent
16 years at The Bank, f/k/a The Bank of Gloucester County, part
of the Fulton Financial Corporation. Hanrahan holds a B.S. in Accounting
from Rutgers University – Camden School of Business. He is also
a graduate of the Stonier Graduate School of Banking from the American
Bankers Association/University of Delaware.
He is a Member of the Vineland Rotary Club
and a Member of the Greater Vineland Chamber of Commerce.
He also serves on the Board of the Cumberland County Habitat
for Humanity, on the Executive Board of the Boy Scouts of
America Southern New Jersey Council, and is a member of the
American Bankers Association Community and Economic Development
Committee. He serves as a Guest Professor for the annual
Rutgers University Guest Professor Program and is a past
instructor for the American Institute of Banking/CFTNJ. Hanrahan
resides with his wife and five children in Mullica Hill,
New Jersey. |
|
 |
Thomas
J. Lobosco
Executive Vice-President & Chief Financial Officer,
With a Bachelor of Arts degree in Accounting from Rutgers University
and more than 30 years’ experience in commercial banking, operations,
auditing, finance, and asset liability management, Tom is highly
qualified for his present position. During Capital Bank’s planning
and development prior to opening, he served as a consultant to
the organizers. Before that, he was Executive Vice-President,
CFO/COO, and Secretary of Liberty Bell Bank, which he joined in
July 2005, after having served seven years as CFO/COO of the Pennsylvania
Business Bank, in Philadelphia. From 1989-1998, he was Senior
Vice-President, Treasurer, and CFO of The Bank of Gloucester County,
in Woodbury, NJ. Having grown up in Philadelphia, Tom lives in
Washington Township with his wife, Nancy. He enjoys travel, tennis,
and fishing |
|
 |
Tony
Altadonna
Executive Vice President & Chief Lending Officer
A 1972 graduate of Rutgers University with a Bachelor of Arts degree
in economics, Tony joined Capital Bank of New Jersey in February
2007. His previous financial experience includes division manager
of Fleet National Bank’s small business lending department southeast
Pennsylvania and southern New Jersey (2001-2002); senior vice president
and senior lending officer of Lenape State Bank (1985-2001); and
FDIC bank examiner – New York region (1974-1985). He is the author
of “Where’s the Money and How to Get It,” published by SCORE in
1994. He was a reservist in the U.S. Army in the 1970’s. The Camden,
NJ native lives in Pilesgrove with his wife, Janice. They have
two children, Amy and Emily. |
|
 |
Elaine
Melfe
Senior Vice President of Retail Services
A BSA officer with a number
of AIB banking courses on her resume, Elaine joined Capital Bank
of New Jersey in 2007 as vice-president of operations and BSA officer.
She also heads Capital’s human resources and IT departments. During
a professional career that began in 1972 as teller manager for
National Bank & Trust Company of Gloucester County, she has
held a number of executive positions, including teller manager
and assistant manager at First Fidelity, assistant manager and
mortgage originator at First Union, manager and conversion specialist
at “The Bank” of Gloucester County, and senior vice-president of
operations and BSA officer at Pennsylvania Business Bank. She is
credited with the creation of policy and procedures manuals for
two financial institutions. Having grown up in Colonial Manor,
NJ, she resides now in Mickleton with husband Tom. They have three
children: Tom, Mike, and Christina. Among her pastimes are gardening,
reading, building sand castles, and camping. |
|
 |
Cosmo
Giovinazzi, IV
Vice President & Cumberland County Market Manager
Cosmo received a Bachelor of Arts degree in economics from Villanova
University in 1995. His many voluntary community activities include
vice chair of Big Brothers of Cumberland and Salem Counties, president
of the Police Athletic League, board member of the Vineland Chamber
of Commerce, board member of Cumberland County Technical Education
Foundation, and member of the Italian American Benevolent Association.
He writes “Cosmo’s Corner,” a regular financial feature in Vineland’s
weekly newspaper, The Grapevine. Born and raised in Vineland, he
lives there still with his wife, Donna Marie. Among his pastimes
are running, skiing, and working in the backyard. |
|
 |
Joseph
Rehm
Vice President & Gloucester County Market Manager
Joe is a graduate of the ABA Commercial Lending School and
is presently enrolled in the ABA Stonier Graduate School of
Banking at the University of Pennsylvania. His banking career
started as a teller and later a credit analyst at Woodstown
National Bank. During his almost 10-year career with Woodstown
National / The Bank he held various positions including Vice
President in the Commercial Lending Department. He serves as
a volunteer member of the Board of Directors for the Gloucester
County Chamber of Commerce, the Vice President of the Board
of Directors for the Gloucester County YMCA, a member of the
Advisory Board for the Academy of Finance at the Gloucester
County Institute of Technology and coaches various youth sporting
activities. Born and raised in Gloucester County, Joe lives
in Clayton with his wife Tony and their three children, Elijah,
Maura and Trevor. |
|
 |
Sheryl
Zappala
Assistant Vice President – Loan Operations
A 1978 graduate of Gloucester County College with an Associate
of Arts degree in accounting, Sheryl was employed by National Bank & Trust
Company of Gloucester County from 1978-1987 as credit analyst;
by Woodstown National Bank & Trust Company from 1988-2001 in
the credit and loan accounting departments; and by “The Bank” of
Gloucester County – first, in the loan accounting department, from
2001-03, and then as assistant credit department manager, from
2003 until 2007. She joined Capital Bank in 2007. The Clarksboro,
NJ, native resides in Swedesboro with her husband, Russell and
their son, Timothy. Sheryl enjoys running and cycling. |
|
 |
Denise
Zemanik
Assistant Vice President
Branch Manager, Vineland
Denise has long years’ experience in banking beginning with Minotola
National, where she served as teller, branch manager, operations,
loan officer, and assistant vice-president during her twenty-seven-year
tenure from February 1979 to April 2006. She was next employed
by Susquehanna Bank until February 2007, when she joined Capital
Bank of New Jersey’s business development department. Among her
professional contributions, she instituted procedures and authored
manuals concerning banking operations. A notary public and security
officer, Denise attended Cumberland County College and has various
AIB banking courses to her credit. The Vineland native lives with
husband, Rich, and daughter, Kristina, and enjoys jogging and gardening. |
|
|
Brad Boye
Assistant Vice President
Branch Manager, Woodbury Heights
A 1999 graduate of Rowan University, with a Bachelor degree in Business Administration and Management, Brad joined Capital Bank of New Jersey in July 2010. His previous banking experience includes managing the Atrium Headquarters Office of Commerce Bank NA in the late 90's. He has spent the past 9 years at Brand Jewelers, where he helped manage a family owned jewelry store in Deptford, NJ. With a passion for banking and accounting, he rejoins the banking industry using his strong management skills to lead the Woodbury Heights Branch of Capital Bank. Born and raised in Gloucester County, Brad resides in Williamstown, NJ with his wife Jenn, and daughter Bella. |
|
 |
Beth Paglione
Vice President/Commercial Loan Officer, Woodbury Heights
A 1993 graduate of Millersville University with a BS in
Business Administration, Beth joined Capital Bank in January
2011. Prior to joining Capital Bank, Beth spent the prior
18 years employed at The Bank, part of Fulton Financial
Corp., most recently working as a Commercial Lender out
of Woodbury. She currently serves as a Board Member of
the Greater Pitman Chamber of Commerce. A lifelong resident
of Gloucester County, Beth resides in Pitman with her family. |
|
|
Lisa Varesio
Branch Manager, Hammonton
With over 30 years in the banking industry, Lisa joined
Capital Bank of New Jersey in 2010. Her previous banking
experience ranges from teller, head teller, assistant manager
and branch manager—all in various Hammonton, NJ banking institutions
such as First Fidelity Bank (4 years), Empire Savings Bank
(7 years), Minotola National Bank (4 years) and Sun National
Bank (15 years). Born and raised in Hammonton, Lisa now resides
in Mullica Township, NJ. In her spare time, she enjoys gardening,
traveling, fishing, spending time with family and friends |
|
| |
|
| |
|
