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Romano Family put money in our bank.

Capital Bank's First Time Home Club

Sponsored by Capital Bank of New Jersey
and Federal Home Loan Bank of New York

Receive Up To $7,500 Toward
The Dream Of Owning Your First Home!

For more information, please contact Nia Coombs at
856-457-4868 or ncoombs@capitalbanknj.com

Read Nia's informative article.

About First Home Club The First Home Club℠ (“FHC”) is a special set-aside of the Federal Home Loan Bank of New York (“FHLBNY”) Affordable Housing Program (“AHP”) which assists income eligible first-time home buyers in the purchase of a home. Assistance is provided in the form of matching funds based on the home buyer’s systematic savings within a dedicated savings account. The FHLBNY will grant up to $7,500 based on a 4:1 match of a household’s savings. The FHLBNY matching funds may be used toward the down payment and/or closing costs for the purchase of a home.
  1. Must be a first time home buyer

  2. Household’s income cannot exceed 80% of the area median income

  3. Households must be enrolled through Capital Bank of New Jersey

  4. 10 –24 months of systematic savings in a dedicated account with Capital Bank of New Jersey

  5. Completion of a FHLBNY approved homeownership counseling program

  6. Household must qualify and obtain a mortgage from Capital Bank of New Jersey