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  All Location Hours  
Lobby
Mon-Wed
8:30 AM – 5:00 PM
Thur-Fri
8:30 AM – 6:00 PM
Saturday
9:00 AM – 1:00 PM

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Mon-Thur
8:00 AM – 6:00 PM
Friday
8:00 AM – 7:00 PM
Saturday
9:00 AM – 1:00 PM

We Value Your Privacy As Much As You Do.

What does Capital Bank of New Jersey do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information? Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account balances
  • Credit history and Transaction history
  • Overdraft history and Income

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Capital Bank of New Jersey chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Capital Bank of New Jersey? Can you limit the sharing?
     
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
     
For our marketing purposes -
to offer our products and services to you
NO We don't share
     
For joint marketing with other financial companies NO We don't share
     
For our affiliates' everyday business purposes -
information abut your transactions and experiences
NO We don't share
     
For our affiliates' everyday business purposes -
information abut your credit worthiness
NO We don't share
     
For nonaffiliates to market to you NO We don't share
     


Who is providing this notice? Capital Bank of New Jersey
   
What We Do  
How does Capital Bank of New Jersey protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
   
How does Capital Bank of New Jersey collect my personal information?

We collect your personal information, for example, when you

  • open account or show your drivers license
  • provide income information or apply for financing
  • make deposits or withdrawals from your account
  • we also collect your personal information from others, such as credit bureaus, affiliates, or other companies
   
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

   
Definitions  
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Capital Bank of New Jersey has no affiliates
   
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non financial companies.

  • Capital Bank of New Jersey does not share with non-affiliates so they can market to you
   
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Capital Bank of New Jersey does not jointly market
   

 

If you should have any questions or concerns, please contact one of our customer service representatives.