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  All Location Hours  
8:30 AM – 5:00 PM
8:30 AM – 6:00 PM
9:00 AM – 1:00 PM

8:00 AM – 6:00 PM
8:00 AM – 7:00 PM
9:00 AM – 1:00 PM

Woodbury Heights Location at Route 45 and Elm Avenue

Capital Bank Woodbury Heights
Route 45 & Elm Avenue, Woodbury Heights, NJ 08097-1145

Woodbury Heights Staff

Joe Rehm

Joseph Rehm
Executive Vice President and Chief Lending Officer

Joe is a graduate of the ABA Commercial Lending School and is presently enrolled in the ABA Stonier Graduate School of Banking at the University of Pennsylvania. His banking career started as a teller and later a credit analyst at Woodstown National Bank. During his almost 10-year career with Woodstown National / The Bank he held various positions including Vice President in the Commercial Lending Department. He serves as a volunteer member and the Vice Chairperson of the Board of Directors for the Gloucester County Chamber of Commerce, the President of the Board of Directors for the Gloucester County YMCA, a member of the Advisory Board for the Academy of Finance at the Gloucester County Institute of Technology and coaches various youth sporting activities. Born and raised in Gloucester County, Joe lives in Clayton with his wife Tonya and their three children, Elijah, Maura and Trevor.

Brian Timberman

Brian K. Timberman
Vice President, Gloucester and Salem County Market Manager

Brian received a Bachelor of Science degree in Business Administration/Finance from Widener University in 1985 and has completed Commercial Lending School, University of Oklahoma, National Compliance School, University of Oklahoma, Bank Operations School, Rutgers University and numerous other banking courses. Prior to joining Capital Bank in April 2014 Brian was employed by Fulton Bank of NJ as Sr. V.P. Manager of the Woodstown Loan Production Office. Prior to Fulton Bank, Brian also worked as a Sr. V.P. Commercial Loan Officer for Susquehanna Bank having an office in Mullica Hill, NJ.

Active in the community, Brian serves as Vice Chairman of the Memorial Hospital of Salem County and Chairman of Salem County Vocational School Foundation Board of Trustees. Born and raised in Salem County, Brian resides with his family in Pittsgrove, NJ.

Joe Rehm

Beth Paglione,
Commercial Loan Officer

A 1993 graduate of Millersville University with a BS in Business Administration, Beth joined Capital Bank in January 2011.  Prior to joining Capital Bank, Beth spent the prior 18 years employed at The Bank, part of Fulton Financial Corp., most recently working as a Commercial Lender out of Woodbury.  She currently serves as a Board Member of the Greater Pitman Chamber of Commerce.  A lifelong resident of Gloucester County, Beth resides in Pitman with her family.

Cathy Bratek

Cathy Bratek,
Assistant Manager

Cathy joined the banking industry in 1996 working as a Customer Service Representative for Commerce Bank. She later joined Equity/Susquehanna Bank as Assistant Manager of the Mullica Hill Branch where she was eventually promoted to Manager of their West Deptford Branch. Cathy resides in Mullica Hill with her husband Bob and two sons, Christopher & Luke. Past-times include supporting Rowan University Theatre Department and Clearview H.S. Baseball team.

Cindy Rager

Cindy Rager,
Senior Teller

Cindy comes to Capital Bank with over 20 years of banking experience. She has worked in the capacity of Manager, Assistant Manager & Teller manager; most recently at PBB/Nova Bank for 9 years. Cindy resides in Stow Creek, New Jersey with her significant other, Fred Hovermann and their 3 cats and dog. In her spare time she enjoys baseball (Go Phillies!), gardening and Mac & Manco Pizza on the board walk.

Maria Arcodia

Maria Arcodia,
Full-Time CSR/Teller

Maria brings 21 years of banking experience to Capital Bank. In that time, she has held the positions of Teller, Teller Manager, Customer Service Representative and Research Specialist in Deposit Operations for such banks as Collective Bank, The Bank Of Gloucester County and First Fidelity Bank. She is our Customer Service Representative where she shows a true concern for the customers that she serves. Maria resides in Mullica Hill with her husband and daughter. In her spare time she loves taking in a show or movie, family dinners and girls night out!